Company Profile

Why Innovative Pension Strategy & Design?

Innovative Pension Strategy & Design is uniquely qualified to serve the pension needs of the community of small business owners because of our vast expertise and focus on specific pension needs of small business owners. Rather than targeting large companies with large pension asset accounts, we have chosen to concentrate on smaller (typically under 100 employees) business owners and privately held corporations. This allows us to provide small companies with the high level of service that our competitors reserve only for large corporate clients.

Innovative Pension Strategy & Design makes 401(k) plans feasible and affordable for all business owners, including those with less than 10 employees. Our unique Small Business Pension Design Strategies favor the business owner and provide enhanced tax advantages, which make employer Profit Sharing plans very attractive. Typically the financial and tax advantages of these plans more than offset the cost of contributions for employees and annual administrative fees. These plans provide smaller businesses with a substantial competitive edge when hiring and retaining top quality employees.

Innovative Pension Strategy & Design routinely assists small business owners with employee presentation meetings regardless of the specific plan type selected. This maximizes and enhances the Perception and therefore the Value of the plan as a significant employee benefit. Bi-Lingual enrollment and required employee notification packages are also available.

Innovative Pension Strategy & Design has substantial experience with several 401(k) investment providers, including Nationwide Financial, John Hancock, Principal Financial, and American Funds. We are one of only two PPAs (Preferred Pension Administrators) within San Diego selected, authorized and endorsed by Nationwide.


COMMUNITY OUTREACH through Rotary Club of Poway-Scripps

“ Your staff is fantastic. Always prompt in getting our requests pushed through. Very knowledgeable and always gets us answers to our questions quickly and thoroughly, while leaving the door open for further questions.”